Iron Financial, Inc.
 "Your Best Interest... Is Our Only Interest"

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Fixed Rates

  • 10 - Year
  • 15 - Year
  • 20 - Year
  • 30 - Year
  • 40 - Year

 

Adjustable Rates

    -
  • 5 - Year
  • T-Bill
  • Libor

 

Iron Financial, Inc offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

There are many loan programs to fit almost any need. Please call and ask which loan program best fits your situation.

15-Year and 30-Year Fixed Rate

Payment and rate stay the same from start to finish.

 

Adjustable Rate Mortgage (ARM)

Lowest start rate Adjusts either every 6 months or every 12 months depending on program and grade and is based on the economy 6% ceiling for prime and 7% ceiling for sub-prime.

 

Interest Only Mortgage

Borrower pays loan for the first 10 years.The loan is then re-amortized and is paid in full in 30 yearsonly the interest portion of the amount

 
30 Year Fixed Rate Comforming
15 Year Fixed Rate Conforming
HECM Reverse Mortgage
30 Year Fixed Rate High Balance Comforming
15 Year Fixed Rate Conforming High Balance
30 Year Jumbo
15 Year Jumbo
10-1 Fixed Conforming
10-1 Fixed Conforming High Nalance

30 Year Fixed Rate Comforming

30 Year Fixed Rate Conforming

Term: 30 years   Maximum Amount: $417,000

15 Year Fixed Rate Conforming

15 Year Fixed Rate Conforming

Term: 15 years   Maximum Amount: $417,000

HECM Reverse Mortgage
With a HECM loan, your existing mortgage is paid off so that you no longer have monthly mortgage payments[1] to worry about. Eliminating mortgage payments immediately puts extra cash in your pocket. A HECM loan helps you convert a portion of your available home equity into extra cash. The money is paid to you 100% tax-free[2] and generally does not affect Social Security or Medicare benefits.[3] You decide how your loan proceeds will be used. Many people use the money to pay off debt, repair or modify their homes, or cover medical expenses. More than one million seniors have used HECMs to retain ownership of their homes and enjoy a more secure retirement by using the extra cash to supplement their retirement savings.

30 Year Fixed Rate High Balance Comforming

30 Year Fixed Rate High Balance Comforming

Loan amounts are subject to county restrictions/limits

Term: 30 years   Maximum Amount: $729,750

15 Year Fixed Rate Conforming High Balance

15 Year Fixed Rate High Balance Comforming

Loan amounts are subject to county restrictions/limits

Term: 30 years   Maximum Amount: $729,750

30 Year Jumbo

30 Year Jumbo

Subject to county restrictions/limits

Term: 30 years   Maximum Amount: $2,000,000

15 Year Jumbo

30 Year Jumbo

Subject to county restrictions

Term: 30 years   Maximum Amount: $200,000

10-1 Fixed Conforming

10-1 30 Year Fxed Conforming


10-1 Fixed Conforming High Nalance

10-1 Fixed Conforming High Balance

Subject to county restrictions/limits

Maximum Amount: $729,500